AI coding plan limits compared (2026): Claude Code vs Codex vs Cursor vs Copilot
What $20, $100 and $200 a month actually gets you, straight from each vendor's pricing page, checked nightly. Get an email when limits change.
Plan picker
Pick your tools, how hard you use them and your monthly budget.
/mo
How we pick: light = the cheapest paid plan in budget, heavy = the biggest plan in budget, medium = the one in between. This is our rough guide, not a vendor promise. The limits shown are the vendor's own words.| Tool | ~$20 tier | ~$100 tier | ~$200 tier |
|---|---|---|---|
| Claude Code (Claude Pro / Max) source · 2026-10-25 | $20 Provague At least 5x Free usage per 5-hour session; weekly limits apply | $100 Max 5xvague 5x Pro usage per 5-hour session; includes $100/month API credits | $200 Max 20xvague 20x Pro usage per 5-hour session; includes $200/month API credits |
| OpenAI Codex (ChatGPT plans) source · 2026-10-25 | $20 Plus Per 5 hours (local msgs, estimates): GPT-6.1 Sol 15-160, GPT-6.1 Terra 35-285, GPT-6 Sol 15-150, GPT-6 Astra 5-45, GPT-6 Luna 350-3,000 | $100 Pro $100vague 'Pro plans currently have no five-hour limit'; weekly allowance not published | $200 Pro $200vague No five-hour limit currently; weekly allowance not published |
| Cursor (X subscription tiers) source · 2026-10-25 | $30 Premiumvague 4x Plus usage; third-party models at API list price (extra) | $100 Supervague 15x Plus usage; priority access at peak | $200 Ultravague 50x Plus usage |
| GitHub Copilot source · 2026-10-25 | $10 Pro $15/mo of AI credits ($10 base + $5 flex) | $100 Max $200/mo of AI credits ($100 base + $100 flex = 20,000 credits) | No plan |
| Windsurf / Devin source · 2026-10-25 | $20 Provague 'Increased quotas' incl. frontier models; free SWE-2 | No plan | $200 Maxvague 'Significantly higher quotas' |
| OpenCode Zen source · 2026-10-25 | $20 Pay as you go Whatever $20 of API usage buys | No plan | No plan |
Plans are grouped by nearest price tier. "vague" = the vendor gives no hard number; we quote their wording.
Latest changes
- 2026-10-30 OpenAI Codex (ChatGPT plans): Scheduled: after October 29, 2026, grandfathered ChatGPT Pro 200 subscriptions move to the lower included usage allowance; price stays $200/month. (As of 2026-10-26 this change has not yet taken effect.)
- 2026-10-26 OpenAI Codex (ChatGPT plans): GPT-6.1 Terra added to Codex and ChatGPT Work on Plus, Pro, Business, Enterprise and Edu: about 35-285 local messages per 5 hours on Plus and Standard Business; 25 / 1.25 / 125 credits per 1M input / cached / output tokens. Overall plan limits unchanged.
- 2026-10-15 Claude Code (Claude Pro / Max): Artifact usage promotion ended (Oct 1-15: artifact work used 50% less of the 5-hour session limit on Pro/Max/Team; Free from Oct 7).